After the most extensive research ever done on MLM as a business model, Dr. Taylor has identified four (and in most cases five) causative and defining characteristics, or “red flags,” in MLM compensation systems that lie at the root of the deceptions and horrendous loss rates suffered by MLM participants. Where data is available, approximately 99% of all participants are found to lose money, after subtracting incentivized purchases and minimum operating expenses.
But before we share our list of approximately 500 MLM programs we have evaluated, in addition to some shut down by law enforcement, it is important that you do your own 5-step Do-it-yourself Evaluation. We will not be responsible for the consequences of a decision about participation that is ultimately yours to make. (See Disclaimer to the right.) But we are confident that here you will receive the best advice available on how to make that decision.
To begin, obtain the compensation plan of the MLM program you are considering. Then answer the questions for each of the five steps and follow the links to its conclusion. You might also want to review some of the feedback we have received.
Listed below are MLMs we have found to use recruitment-driven and top-weighted pay plans, which the case with virtually all MLMs. For a thorough discussion of problems associated with such programs, download and read the ebook Multi-level Marketing Unmasked (especially Chapter 2), which can be downloaded in whole or in sections from this website. MLMs listed with an arrow () in front of them have released average earnings data, which Dr. Taylor has analyzed (See Chapter 7).
(MLM’s come and go, so a few may now be defunct.)
MLMs Evaluated A – D
MLMs Evaluated E – G
MLMs Evaluated H – M
MLMs Evaluated N – R
MLMs Evaluated S – Z (see below)
See a sample evaluation
See a list of MLMs law enforcement has shut down or issued sanctions against

Sahara of India Pariwar
Salu International
Sami Direct
Savings Highway
Scent-sations
Scentsy
SDL (New Zealand) Seminars
Seacret Direct
►Sendoutcards.com
Sene Gence International
Sensaria
Serenigy
Sevea
Seven Point 2
SFI – Strong Future Int’l
Shaklee
Share the Wealth
Shopping Sherlock
Sibu
Silpada Designs
Silver Cache
Simplexity
Simply You
Sisel International
Skinny Body Care
Slender Now
Solavei
Soteria/ It Works Marketing
Southern Living at HOME
Sozo
SpeakAsiaOnline.com
Sportron
Spring Wellness
Stampin’ Up!
Stanley Home Prod’s/Fuller Brush
Stella and Dot
Stem Tech Health Sciences
STIFORP
Stimulife
Stream Energy (Ignite)
Strongbrook (real estate)
Success Life
Success University
►Sunrider
Supralife
Surge 365

Sweet Living
Swiss Just
►Symmetry
Synergy Worldwide
Syntec Nutraceuticals
Syntek Global

T
►Tahitian Noni Int’l
►Take Shape for Life (Medifast)
Talk Fusion
Tastefully Simple
Team Everest
Team LIfe Changes (Nutraburst)
Team National
Team Vinh University
Telecom Plus
TelexFree (Ponzi scheme
promoted as MLM)
That Free Thing
The Green Polka Dot Box
The Limu Company
The Profit Masters
The Right Solution
The Traveling Vineyard
The Trump Network
Thirty One Gifts
Thoughts Transpired
Thrive Life
Tianshi
Tiarde
Tiens Biotech Group
TLC – Total Life Changes
TMI – Transcend Marketing Int’l
Tom Danley’s Tape of the Month
Tomboy Tools
Top Line Creations
Traverus Travel
Trevo
Trilogy
Trinity Communications Int’l
Trio Global Company (Philippines)
Triunity International
Trivani
Trivita
►Tupperware
TVC Matrix
TVI Express
Tyra

U
Ubifone
Ubox
UltraStore
Unicity
UniLife Health Care (India)
Univera Life Sciences
Unlimited Profits
UNO – Unlimited Network of
Opportunities
Upper Crust Living
Uprize
Uprize
►USANA Health Sciences
Uways

V
V Mobile Technol’s (Philippines)
Valentus

Vaxa Int’l
►Vemma
►Viridian
►Visalus Health Sciences
Vision for Life
Vision Travel
Vitagenesis
Vitamark
Viva Life Science
Viviane
VM Direct (Helloworld)
Vollara (was Ecoquest)
Votre Vu

W
Waiora
Wakaya Perfection

Wake Up Now
Watkins
Wazzub
Wazzub
Wcm777
Wealth Masters Int’s
Wealth Pools International
WIN (Wellness Int’l Network)
Winalite
Woosh
World Financial Group
World GMN
World Group Securities
World Leadership Group
World Lending Group (recently
Global Equity Lending)
WMA -World Marketing Alliance
►World Ventures
Wowgreen
Wynlife Healthcare

X
►Xango
Xeeklar
XELR8
Xerveo – “20 million positions open”
Ximo
Xocai
Xooma
XOWii
Xplocial
Xtra Plan
Xyngular
Xzotto

Y
Yagooft
Yevo
Yipiz
Yoli
►YOR Health
Young Living Essential Oils
Youngevity
Younique
►Your Travel Biz (YTB)

Z
Zamu
►Zamzuu
Zeal
Zeek Rewards
Zeekler
Zermat International
Zhunrize
Zija
Zilergy
Zinzino
Zivano
zoivi
Zoom Mobile
Zorpia
Zrii
Zu-B
Zulian
Zurvita
Zyngular

NOTE: This list includes only those MLM’s for which we have been able to obtain and evaluate compensation plans.
MLMs, or product-based pyramid schemes, employ a compensation system that rewards recruitment more than actual sales of products to persons outside the network of participants. So significant income is unlikely without recruitment of a large downline, which requires deceiving recruits into believing it is a legitimate “business opportunity – and persuading them to invest in inventory (front-loading) and/or to subscribe to ongoing monthly product purchases or payments to “do the business,” to “be a product of the products,” etc. For purposes of analysis, any MLM could also be considered a “product-based pyramid scheme;” i.e., a pyramid scheme that requires purchases of products to participate in commissions or advancement in the scheme, rather than a cash investment such as those required for no-product pyramid schemes. Product-based pyramid schemes do far more damage than classic, no-product  pyramid schemes, by any measure – loss rates, aggregate losses, and number of victims.